“I use Wise to pay a mortgage in a different country each month. Superb. That simple.”
4.8 ★ on App Store152k reviews4.8 ★ on Google Play1.3m reviews
Send money
globally
for less
Move your money where it matters. Save on international transfers in over 50 currencies, without any hidden fees.
£4,213,908 moving right now
Recipient gets₹
Mid-market rate—
Our fee—
Should arrivewithin an hour
Live rate from the European Central Bank
Never pay a hidden fee again
Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.
You send £1,000 to a euro accountRecipient gets
€1,161.42
+€65
Wise
€1,123.98
Barclays
€1,118.55
Santander
€1,096.10
PayPal
That's up to €65 morein your recipient's pocket — just by choosing Wise.
Illustrative comparison for demonstration only. Real figures vary by route and time.
We use the real, mid-market rate with no sneaky markup to hide the fees. Learn more
Disappoint thieves
Every month, millions of our personal and business customers trust us to move over £12 billion of their money.
Locked & safeguardedOur dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Global by design
Your money moves
where you do.
One account that speaks every currency. Hold, send and spend across borders at the real exchange rate — around the clock, around the world.
0+
countries served
0+
currencies held
0k+
transfers a minute
London → MumbaiNew York → São PauloSingapore → SydneyDubai → LondonTokyo → SingaporeLondon → LagosLondon → MumbaiNew York → São PauloSingapore → SydneyDubai → LondonTokyo → SingaporeLondon → Lagos
Why Wise
Money without borders, built for real life
Everything you need to hold, send and spend around the world — designed to be fair by default.
The real exchange rate
Always the mid-market rate you see on Google — the one banks quietly mark up.
Low, upfront fees
One small, transparent fee shown before you send. No surprises, no hidden margins.
Fast, often instant
More than half of transfers arrive in seconds, and the rest are on their way fast.
Safe and regulated
Safeguarded funds and 2-factor security, regulated by authorities around the world.
How it works
Your first transfer in three steps
1
Sign up for free
Create your account in minutes — online or in the app. No paperwork, no branch visits.
2
Set up your transfer
Choose an amount and a recipient. See the rate, fee and arrival time before you confirm.
3
Money's on its way
Pay with a card or bank transfer and track every step until it lands. Often in seconds.
Trusted by millions moving billions
The numbers behind the world's most international account.
0M+
customers worldwide
£0bn
moved every month
0+
currencies supported
£0.0bn
saved in fees a year
4.3 ★ on Trustpilot294,546 reviews
For people
going places
Send to 160+ countries
Meet money
without
borders
We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
4.8 ★ on App Store152k reviews4.8 ★ on Google Play1.3m reviews
Get the app for managing money everywhere
Scan to
get Wise
GBPBritish PoundEUREuroUSDUS DollarINRIndian RupeeAUDAustralian DollarCADCanadian DollarJPYJapanese YenCNYChinese YuanSGDSingapore DollarNZDNew Zealand DollarCHFSwiss FrancHKDHong Kong DollarSEKSwedish KronaNOKNorwegian KroneDKKDanish KronePLNPolish ZłotyMXNMexican PesoZARSouth African RandTRYTurkish LiraBRLBrazilian RealPHPPhilippine PesoTHBThai BahtKRWSouth Korean WonGBPBritish PoundEUREuroUSDUS DollarINRIndian RupeeAUDAustralian DollarCADCanadian DollarJPYJapanese YenCNYChinese YuanSGDSingapore DollarNZDNew Zealand DollarCHFSwiss FrancHKDHong Kong DollarSEKSwedish KronaNOKNorwegian KroneDKKDanish KronePLNPolish ZłotyMXNMexican PesoZARSouth African RandTRYTurkish LiraBRLBrazilian RealPHPPhilippine PesoTHBThai BahtKRWSouth Korean Won
150+ countries
Send money almost anywhere
Pick a popular destination to see live rates, or search 40+ currencies in the converter.